/* ============================================================
   EasyEMI — style.css v2.0
   ============================================================ */

/* ---------- TOKENS ---------- */
:root {
  --blue:    #1A6EF8;
  --blue-d:  #1558D0;
  --green:   #0EA371;
  --amber:   #FF8A00;
  --red:     #E5484D;
  --bg:      #F7F9FC;
  --surface: #FFFFFF;
  --border:  #E4E9F2;
  --text:    #0B1B33;
  --muted:   #6B7A95;
  --font:    'Plus Jakarta Sans', sans-serif;
  --radius:  14px;
  --shadow:  0 2px 16px rgba(11,27,51,.08);
}

/* ---------- RESET ---------- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body { font-family: var(--font); color: var(--text); background: var(--bg); font-size: 15px; line-height: 1.6; }
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
button { cursor: pointer; font-family: var(--font); }
input, select, textarea { font-family: var(--font); }

/* ---------- LAYOUT ---------- */
.wrap { max-width: 1160px; margin: 0 auto; padding: 0 20px; }
.section { padding: 60px 0; }
.section.tint { background: #F0F4FB; }

/* ---------- HEADER / NAV ---------- */
.site-header {
  background: #fff;
  border-bottom: 1px solid var(--border);
  position: sticky; top: 0; z-index: 200;
  height: 64px; display: flex; align-items: center;
}
.nav { display: flex; align-items: center; gap: 0; width: 100%; }
.logo { display: flex; align-items: center; gap: 6px; font-weight: 800; font-size: 20px; flex-shrink: 0; margin-right: 24px; }
.logo .mark { background: var(--blue); color: #fff; border-radius: 8px; width: 32px; height: 32px; display: flex; align-items: center; justify-content: center; font-size: 16px; }
.logo .easy { color: var(--text); }
.logo .emi  { color: var(--blue); }

.nav-links { display: flex; align-items: center; gap: 4px; flex: 1; flex-wrap: wrap; }
.nav-links > a,
.nav-links .has-dropdown > a {
  padding: 8px 11px; border-radius: 8px; font-size: 14px; font-weight: 600;
  color: var(--muted); transition: .15s; white-space: nowrap;
}
.nav-links > a:hover,
.nav-links .has-dropdown > a:hover,
.nav-links .has-dropdown.active > a { color: var(--blue); background: #EEF4FF; }

/* Dropdown */
.has-dropdown { position: relative; }
.has-dropdown > a::after { content: " ▾"; font-size: 11px; opacity: .6; }
.dropdown-menu {
  display: none; position: absolute; top: calc(100% + 8px); left: 0;
  background: #fff; border: 1px solid var(--border); border-radius: var(--radius);
  box-shadow: 0 8px 32px rgba(11,27,51,.12); min-width: 200px; padding: 8px 0; z-index: 300;
}
.dropdown-menu.open { display: block; }
.has-dropdown:hover .dropdown-menu { display: block; }
.dropdown-menu a {
  display: block; padding: 10px 18px; font-size: 14px; font-weight: 500;
  color: var(--text); transition: .12s;
}
.dropdown-menu a:hover { background: #EEF4FF; color: var(--blue); }

.nav-cta { display: flex; align-items: center; gap: 10px; margin-left: auto; flex-shrink: 0; }
.menu-btn { display: none; background: none; border: none; padding: 8px; flex-direction: column; gap: 5px; }
.menu-btn span { display: block; width: 22px; height: 2px; background: var(--text); border-radius: 2px; }

/* ---------- BUTTONS ---------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center;
  padding: 11px 22px; border-radius: 10px; font-weight: 700; font-size: 15px;
  border: 2px solid transparent; transition: .15s; white-space: nowrap; cursor: pointer;
}
.btn-primary  { background: var(--blue); color: #fff; }
.btn-primary:hover  { background: var(--blue-d); }
.btn-green    { background: var(--green); color: #fff; }
.btn-green:hover    { background: #0C8A60; }
.btn-ghost    { background: transparent; color: var(--blue); border-color: var(--blue); }
.btn-ghost:hover    { background: #EEF4FF; }
.btn-lg { padding: 14px 28px; font-size: 16px; border-radius: 12px; }
.btn-sm { padding: 8px 16px; font-size: 13px; border-radius: 8px; }
.btn-block { width: 100%; }

/* ---------- HERO / CALC HERO ---------- */
.calc-hero {
  background: linear-gradient(135deg, #EEF4FF 0%, #F7F9FC 100%);
  padding: 52px 0 44px;
}
.calc-hero h1 { font-size: clamp(26px, 4vw, 40px); font-weight: 800; line-height: 1.2; margin-bottom: 14px; }
.calc-hero p { color: var(--muted); font-size: 16px; max-width: 560px; }
.hero-actions { display: flex; gap: 12px; flex-wrap: wrap; margin-top: 22px; }

/* ---------- HOMEPAGE FINDER ---------- */
.finder-wrap { background: #fff; border-radius: var(--radius); padding: 28px; box-shadow: var(--shadow); max-width: 700px; }
.finder-label { font-weight: 700; font-size: 17px; margin-bottom: 18px; }
.finder-tiles { display: grid; grid-template-columns: repeat(3, 1fr); gap: 10px; margin-bottom: 18px; }
.finder-tile {
  border: 2px solid var(--border); border-radius: 12px; padding: 14px 10px;
  text-align: center; cursor: pointer; transition: .15s; background: #fff;
  font-weight: 600; font-size: 14px;
}
.finder-tile .tile-icon { font-size: 24px; display: block; margin-bottom: 6px; }
.finder-tile:hover { border-color: var(--blue); background: #EEF4FF; color: var(--blue); }
.finder-tile.selected { border-color: var(--blue); background: #EEF4FF; color: var(--blue); }
.finder-sub { margin-bottom: 16px; }
.finder-q { font-weight: 600; margin-bottom: 10px; }
.finder-opts { display: flex; gap: 10px; }
.finder-opt { flex: 1; border: 2px solid var(--border); border-radius: 10px; padding: 12px; font-weight: 600; font-size: 14px; background: #fff; transition: .15s; }
.finder-opt:hover { border-color: var(--blue); background: #EEF4FF; color: var(--blue); }

/* ---------- PRODUCT CARDS ---------- */
.grid { display: grid; gap: 20px; }
.cols-2 { grid-template-columns: repeat(2, 1fr); }
.cols-3 { grid-template-columns: repeat(3, 1fr); }
.cols-4 { grid-template-columns: repeat(4, 1fr); }

.pcard {
  background: #fff; border-radius: var(--radius); border: 1.5px solid var(--border);
  overflow: hidden; transition: .2s; display: flex; flex-direction: column;
  position: relative; text-decoration: none; color: inherit;
}
.pcard:hover { border-color: var(--blue); box-shadow: 0 4px 24px rgba(26,110,248,.12); transform: translateY(-2px); }
.pcard .pimg img { width: 100%; aspect-ratio: 4/3; object-fit: cover; }
.pcard .pbody { padding: 16px; flex: 1; display: flex; flex-direction: column; gap: 4px; }
.pbrand { font-size: 11px; font-weight: 700; color: var(--muted); text-transform: uppercase; letter-spacing: .6px; }
.pname { font-weight: 700; font-size: 15px; line-height: 1.3; }
.prating { font-size: 13px; color: var(--amber); }
.prating .prev { color: var(--muted); font-size: 12px; }
.pprice { font-size: 20px; font-weight: 800; margin-top: 4px; }
.pmrp { font-size: 13px; color: var(--muted); text-decoration: line-through; font-weight: 400; }
.pemi { font-size: 13px; color: var(--green); font-weight: 600; }
.pbtn { margin-top: auto; padding: 10px; font-size: 14px; }
.pbadge { position: absolute; top: 12px; left: 12px; font-size: 11px; font-weight: 800; padding: 4px 10px; border-radius: 20px; text-transform: uppercase; letter-spacing: .4px; }
.pbadge-green  { background: #E7F7EF; color: var(--green); }
.pbadge-amber  { background: #FFF3E3; color: var(--amber); }
.pbadge-red    { background: #FDECEC; color: var(--red); }

/* ---------- PRODUCT DETAIL PAGE ---------- */
.series-bar { display: flex; gap: 8px; flex-wrap: wrap; margin-bottom: 24px; }
.series-btn {
  padding: 8px 18px; border-radius: 20px; font-weight: 600; font-size: 14px;
  border: 1.5px solid var(--border); background: #fff; color: var(--muted);
  transition: .15s; cursor: pointer;
}
.series-btn.active, .series-btn:hover { border-color: var(--blue); color: var(--blue); background: #EEF4FF; }

.pdp-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 48px; align-items: start; }
.pdp-img-wrap img { width: 100%; border-radius: var(--radius); border: 1.5px solid var(--border); }
.pdp-brand { font-size: 12px; font-weight: 700; color: var(--muted); text-transform: uppercase; letter-spacing: .8px; margin-bottom: 6px; }
.pdp-name { font-size: clamp(22px, 3vw, 30px); font-weight: 800; line-height: 1.2; margin-bottom: 8px; }
.pdp-rating { color: var(--amber); font-size: 14px; margin-bottom: 16px; }
.pdp-price { font-size: 36px; font-weight: 800; line-height: 1; }
.pdp-mrp { font-size: 16px; color: var(--muted); text-decoration: line-through; margin-top: 4px; }
.save-badge { background: #E7F7EF; color: var(--green); font-size: 12px; font-weight: 700; padding: 3px 8px; border-radius: 20px; text-decoration: none; margin-left: 8px; }
.pdp-emi { color: var(--green); font-weight: 700; font-size: 16px; margin: 10px 0 6px; }
.emi-chips { display: flex; gap: 8px; flex-wrap: wrap; margin-bottom: 20px; }
.emi-chip { background: #EEF4FF; color: var(--blue); font-size: 13px; font-weight: 600; padding: 5px 12px; border-radius: 20px; }

/* Variant selectors */
.var-group { margin-bottom: 16px; }
.var-label { font-weight: 600; font-size: 13px; color: var(--muted); margin-bottom: 8px; }
.var-opts { display: flex; gap: 8px; flex-wrap: wrap; }
.var-btn {
  padding: 8px 16px; border-radius: 8px; font-weight: 600; font-size: 14px;
  border: 1.5px solid var(--border); background: #fff; color: var(--text);
  transition: .12s; cursor: pointer;
}
.var-btn.active, .var-btn:hover { border-color: var(--blue); background: #EEF4FF; color: var(--blue); }
.color-btn {
  width: 30px; height: 30px; border-radius: 50%; border: 2px solid var(--border);
  cursor: pointer; transition: .12s;
}
.color-btn.active { border-color: var(--blue); box-shadow: 0 0 0 3px rgba(26,110,248,.25); }

.pdp-buy-row { display: flex; gap: 12px; flex-wrap: wrap; margin: 20px 0; }
.highlights { list-style: none; padding: 0; margin: 20px 0; display: flex; flex-direction: column; gap: 8px; }
.highlights li::before { content: "✓ "; color: var(--green); font-weight: 700; }
.highlights li { font-size: 14.5px; }
.pdp-desc { color: var(--muted); font-size: 14.5px; line-height: 1.7; margin-top: 16px; }
.banks-section { margin: 20px 0; }
.banks-section h3 { font-size: 15px; font-weight: 700; margin-bottom: 12px; }
.banks-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 8px; }
.bank-item { background: #F0F4FB; border-radius: 10px; padding: 10px 14px; }
.bank-name { font-weight: 700; font-size: 13.5px; }
.bank-detail { color: var(--green); font-size: 12px; font-weight: 600; }

/* ---------- CREDIT CARD COMPARISON ---------- */
.comp-shell { background: #fff; border-radius: var(--radius); padding: 28px; box-shadow: var(--shadow); }
.comp-slots { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; margin-bottom: 24px; }
.comp-slot { display: flex; flex-direction: column; gap: 8px; }
.comp-select {
  width: 100%; padding: 11px 14px; border: 1.5px solid var(--border); border-radius: 10px;
  font-family: var(--font); font-size: 14px; font-weight: 600; color: var(--text);
  background: #fff; cursor: pointer;
}
.comp-select:focus { outline: none; border-color: var(--blue); }

.comp-table { border: 1.5px solid var(--border); border-radius: var(--radius); overflow: hidden; }
.comp-row { display: grid; gap: 0; border-bottom: 1px solid var(--border); }
.comp-row:last-child { border-bottom: none; }
.comp-header { background: #F7F9FC; }
.comp-cell { padding: 12px 16px; font-size: 14px; }
.comp-label-cell { font-weight: 700; color: var(--muted); font-size: 13px; background: #F7F9FC; min-width: 140px; }
.comp-head-cell { font-weight: 700; text-align: center; }
.comp-bank { font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: .6px; color: var(--muted); }
.comp-cname { font-size: 14px; font-weight: 700; margin: 4px 0; }
.comp-apply-row { background: #F7F9FC; }
.comp-apply-row .comp-cell { text-align: center; }

/* Card category tiles */
.card-cat-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(200px, 1fr)); gap: 16px; }
.card-cat-tile {
  background: #fff; border: 1.5px solid var(--border); border-radius: var(--radius);
  padding: 20px; text-align: center; transition: .15s; text-decoration: none; color: inherit;
}
.card-cat-tile:hover { border-color: var(--blue); box-shadow: var(--shadow); }
.cat-icon { font-size: 32px; margin-bottom: 10px; }
.cat-name { font-weight: 700; }

/* ---------- FLOATING CTA ---------- */
.floating-cta {
  position: fixed; bottom: 24px; right: 24px; z-index: 900;
  background: var(--blue); border-radius: 999px;
  display: flex; align-items: center; gap: 0;
  box-shadow: 0 4px 16px rgba(26,110,248,.35);
  opacity: 0; transform: translateY(12px);
  transition: opacity .3s ease, transform .3s ease;
  pointer-events: none;
}
.floating-cta.visible { opacity: 1; transform: translateY(0); pointer-events: all; }
.fcta-link { color: #fff; font-weight: 700; font-size: 14px; padding: 12px 20px; white-space: nowrap; }
.fcta-x { background: none; border: none; color: rgba(255,255,255,.7); font-size: 13px; padding: 12px 14px 12px 0; line-height: 1; }
.fcta-x:hover { color: #fff; }

/* ---------- SECTIONS ---------- */
.sec-head { margin-bottom: 36px; }
.sec-head.center { text-align: center; }
.sec-eyebrow { font-size: 12px; font-weight: 800; letter-spacing: 1.2px; text-transform: uppercase; color: var(--blue); margin-bottom: 8px; }
.sec-title { font-size: clamp(22px, 3.5vw, 34px); font-weight: 800; line-height: 1.2; }
.sec-sub { color: var(--muted); font-size: 15.5px; max-width: 560px; margin: 12px auto 0; }

/* Steps */
.steps { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }
.step { background: #fff; border: 1.5px solid var(--border); border-radius: var(--radius); padding: 22px; }
.step .n { width: 36px; height: 36px; background: var(--blue); color: #fff; border-radius: 10px; display: flex; align-items: center; justify-content: center; font-weight: 800; font-size: 16px; margin-bottom: 14px; }
.step h4 { font-weight: 700; margin-bottom: 6px; }
.step p { color: var(--muted); font-size: 14px; }

/* Trust cards */
.tcard { background: #fff; border: 1.5px solid var(--border); border-radius: var(--radius); padding: 22px; }
.tcard .tstars { color: var(--amber); font-size: 14px; margin-bottom: 6px; }
.tcard .q { color: var(--muted); font-size: 14px; line-height: 1.6; }

/* CTA Band */
.cta-band { display: grid; grid-template-columns: 1fr 1fr; gap: 40px; align-items: center; background: #fff; border-radius: var(--radius); border: 1.5px solid var(--border); padding: 36px; }
.cta-band h2 { font-size: 24px; font-weight: 800; margin-bottom: 16px; }
.cta-band ul { list-style: none; display: flex; flex-direction: column; gap: 8px; }
.cta-band li::before { content: "✓ "; color: var(--green); font-weight: 700; }
.cta-band li { font-size: 14.5px; }
.cta-card { background: #F0F4FB; border-radius: 12px; padding: 24px; }

/* ---------- LEAD FORMS ---------- */
.field { margin-bottom: 12px; }
.field label { display: block; font-weight: 600; font-size: 13.5px; margin-bottom: 5px; }
.field input, .field select {
  width: 100%; padding: 12px 14px; border: 1.5px solid var(--border); border-radius: 10px;
  font-family: var(--font); font-size: 15px; color: var(--text); background: #fff;
}
.field input:focus, .field select:focus { outline: none; border-color: var(--blue); }
.secure-note { font-size: 12px; color: var(--muted); margin-top: 10px; text-align: center; }
.lead-success { color: var(--green); font-weight: 700; text-align: center; padding: 16px; }
.inline-form { display: flex; gap: 10px; flex-wrap: wrap; }
.inline-form input { flex: 1; min-width: 160px; }
.calc-lead { background: #EEF4FF; border-radius: var(--radius); padding: 22px; margin: 28px 0; }
.calc-lead h3 { font-size: 16px; font-weight: 700; margin-bottom: 6px; }
.calc-lead p { color: var(--muted); font-size: 14px; margin-bottom: 14px; }

/* ---------- CALCULATOR SHELL ---------- */
.calc-shell { display: grid; grid-template-columns: 1fr 1fr; gap: 28px; max-width: 960px; margin: 0 auto; }
.calc-panel { background: #fff; border-radius: var(--radius); border: 1.5px solid var(--border); padding: 28px; box-shadow: var(--shadow); }
.calc-panel h2 { font-size: 20px; font-weight: 800; margin-bottom: 18px; }
.slider-field { margin-bottom: 20px; }
.slider-field label { display: flex; justify-content: space-between; font-weight: 600; font-size: 14px; margin-bottom: 8px; }
.slider-field input[type=range] { width: 100%; accent-color: var(--blue); }
.calc-result { background: #EEF4FF; border-radius: 12px; padding: 20px; margin-top: 16px; }
.result-row { display: flex; justify-content: space-between; padding: 8px 0; border-bottom: 1px solid rgba(26,110,248,.1); font-size: 14.5px; }
.result-row:last-child { border-bottom: none; font-weight: 700; }
.result-val { font-weight: 700; color: var(--blue); }
.donut-wrap { display: flex; justify-content: center; margin: 16px 0; }

/* ---------- FAQ ---------- */
.faq { display: flex; flex-direction: column; gap: 10px; max-width: 760px; margin: 0 auto; }
.faq details { background: #fff; border: 1.5px solid var(--border); border-radius: 12px; overflow: hidden; }
.faq summary { padding: 16px 20px; font-weight: 700; cursor: pointer; list-style: none; display: flex; justify-content: space-between; align-items: center; }
.faq summary::after { content: "+"; font-size: 20px; color: var(--blue); }
.faq details[open] summary::after { content: "−"; }
.faq .ans { padding: 0 20px 16px; color: var(--muted); font-size: 14.5px; line-height: 1.7; }

/* ---------- BREADCRUMB ---------- */
.crumb { display: flex; align-items: center; gap: 8px; font-size: 13px; color: var(--muted); }
.crumb a { color: var(--muted); }
.crumb a:hover { color: var(--blue); }
.crumb span { opacity: .4; }

/* ---------- PROSE (articles) ---------- */
.prose { max-width: 760px; }
.prose h2 { font-size: 22px; font-weight: 800; margin: 32px 0 12px; }
.prose h3 { font-size: 17px; font-weight: 700; margin: 24px 0 8px; }
.prose p { color: var(--muted); font-size: 15px; line-height: 1.8; margin-bottom: 14px; }
.prose p.lead { font-size: 17px; color: var(--text); font-weight: 500; }
.prose a.inline { color: var(--blue); font-weight: 600; }
.prose .callout { background: #EEF4FF; border-left: 4px solid var(--blue); border-radius: 0 10px 10px 0; padding: 14px 18px; margin: 16px 0; }
.prose ul, .prose ol { margin: 12px 0 16px 20px; }
.prose li { color: var(--muted); font-size: 15px; line-height: 1.8; margin-bottom: 6px; }
.article-head { margin-bottom: 28px; }
.article-head h1 { font-size: clamp(24px, 4vw, 36px); font-weight: 800; line-height: 1.2; margin: 10px 0 8px; }
.tag { background: #EEF4FF; color: var(--blue); font-size: 12px; font-weight: 700; padding: 4px 12px; border-radius: 20px; text-transform: uppercase; letter-spacing: .4px; }
.meta { color: var(--muted); font-size: 13px; }

/* ---------- DATA TABLE ---------- */
.data-table { width: 100%; border-collapse: collapse; margin: 20px 0; font-size: 14px; }
.data-table th { background: #EEF4FF; color: var(--blue); font-weight: 700; padding: 12px 16px; text-align: left; }
.data-table td { padding: 11px 16px; border-bottom: 1px solid var(--border); color: var(--muted); }
.data-table tr:hover td { background: #F7F9FC; }

/* ---------- BLOG GRID ---------- */
.blog-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(300px, 1fr)); gap: 24px; }
.post { background: #fff; border: 1.5px solid var(--border); border-radius: var(--radius); overflow: hidden; transition: .2s; display: block; color: inherit; }
.post:hover { border-color: var(--blue); box-shadow: var(--shadow); }
.pthumb img { width: 100%; aspect-ratio: 16/9; object-fit: cover; }
.pbody { padding: 18px; }
.ptag { font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: .6px; color: var(--blue); }
.pbody h3 { font-size: 16px; font-weight: 700; margin: 6px 0 8px; line-height: 1.3; }
.pbody p { color: var(--muted); font-size: 14px; line-height: 1.6; }
.pmeta { color: var(--muted); font-size: 12px; margin-top: 10px; }

/* ---------- STATS ---------- */
.stats { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }
.stat { text-align: center; }
.stat-num { font-size: 32px; font-weight: 800; color: var(--blue); }
.stat-label { color: var(--muted); font-size: 14px; }

/* ---------- FOOTER ---------- */
.site-footer { background: #0B1B33; color: rgba(255,255,255,.75); padding: 56px 0 0; margin-top: 60px; }
.footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 40px; }
.footer-grid .logo .easy { color: #fff; }
.footer-about { font-size: 14px; margin-top: 12px; line-height: 1.7; color: rgba(255,255,255,.55); }
.footer-col h5 { font-size: 13px; font-weight: 700; text-transform: uppercase; letter-spacing: .8px; color: rgba(255,255,255,.4); margin-bottom: 14px; }
.footer-col a { display: block; font-size: 14px; color: rgba(255,255,255,.7); margin-bottom: 10px; transition: .12s; }
.footer-col a:hover { color: #fff; }
.footer-bottom { border-top: 1px solid rgba(255,255,255,.08); margin-top: 48px; padding: 20px 0 24px; font-size: 12.5px; color: rgba(255,255,255,.4); }
.disc { margin-top: 8px; line-height: 1.6; font-size: 11.5px; }

/* ---------- LOAN / INSURANCE PDP ---------- */
.fin-hero { background: linear-gradient(135deg, #0B1B33 0%, #1A6EF8 100%); color: #fff; padding: 56px 0; }
.fin-hero h1 { font-size: clamp(26px, 4vw, 40px); font-weight: 800; margin-bottom: 12px; }
.fin-hero p { opacity: .8; font-size: 16px; max-width: 560px; }
.fin-hero .hero-actions { margin-top: 24px; }
.fin-stats { display: flex; gap: 32px; margin-top: 24px; flex-wrap: wrap; }
.fin-stat .n { font-size: 28px; font-weight: 800; }
.fin-stat .l { font-size: 13px; opacity: .7; }

.offer-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(220px, 1fr)); gap: 16px; }
.offer-card { background: #fff; border: 1.5px solid var(--border); border-radius: var(--radius); padding: 20px; }
.offer-bank { font-size: 13px; font-weight: 700; color: var(--muted); margin-bottom: 6px; }
.offer-rate { font-size: 24px; font-weight: 800; color: var(--blue); }
.offer-detail { font-size: 13px; color: var(--muted); margin-top: 4px; }

/* ---------- GOLD / SILVER RATE PAGE ---------- */
.rate-hero { background: linear-gradient(135deg, #C8A013 0%, #8B6914 100%); color: #fff; padding: 48px 0; }
.rate-hero h1 { font-size: clamp(26px, 4vw, 38px); font-weight: 800; }
.rate-display { background: rgba(255,255,255,.15); border-radius: 16px; padding: 28px 36px; display: inline-block; margin-top: 20px; backdrop-filter: blur(10px); }
.rate-num { font-size: 48px; font-weight: 800; }
.rate-unit { font-size: 16px; opacity: .8; }
.rate-note { font-size: 13px; opacity: .6; margin-top: 6px; }

/* ---------- RESPONSIVE ---------- */
@media (max-width: 900px) {
  .menu-btn { display: flex; }
  .nav-links {
    display: none; position: fixed; top: 64px; left: 0; right: 0; bottom: 0;
    background: #fff; flex-direction: column; gap: 0; padding: 16px; overflow-y: auto;
    border-top: 1px solid var(--border); z-index: 199;
  }
  .nav-links.open { display: flex; }
  .nav-links > a, .nav-links .has-dropdown > a { padding: 14px 12px; border-radius: 0; border-bottom: 1px solid var(--border); width: 100%; }
  .has-dropdown > a::after { float: right; }
  .dropdown-menu { position: static; box-shadow: none; border: none; padding: 0 0 0 16px; display: none; }
  .dropdown-menu.open { display: block; }
  .has-dropdown:hover .dropdown-menu { display: none; }
  .has-dropdown.active .dropdown-menu { display: block; }

  .pdp-grid { grid-template-columns: 1fr; gap: 24px; }
  .calc-shell { grid-template-columns: 1fr; }
  .steps { grid-template-columns: 1fr 1fr; }
  .cols-4 { grid-template-columns: repeat(2, 1fr); }
  .cols-3 { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .cta-band { grid-template-columns: 1fr; }
  .comp-slots { grid-template-columns: 1fr; }
  .comp-row { grid-template-columns: 1fr; }
  .comp-label-cell { background: #F0F4FB; }
  .banks-grid { grid-template-columns: 1fr; }
  .finder-tiles { grid-template-columns: repeat(3, 1fr); }
}

@media (max-width: 600px) {
  .steps { grid-template-columns: 1fr; }
  .cols-3 { grid-template-columns: 1fr; }
  .cols-2 { grid-template-columns: 1fr; }
  .finder-tiles { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: 1fr; }
  .stats { grid-template-columns: repeat(2, 1fr); }
  .hero-actions { flex-direction: column; }
  .pdp-buy-row { flex-direction: column; }
  .floating-cta { bottom: 16px; right: 16px; left: 16px; border-radius: 14px; justify-content: space-between; }
}