Best Credit Cards for Fuel

Save 1% on every fuel transaction at Indian Oil, HP and BPCL pumps. Every major credit card now offers fuel surcharge waiver — here are the best ones.

Top Picks

Best Credit Cards for Fuel — Top 4

HDFC Millennia
1% surcharge waiver + 5% cashback
Fee: ₹1,000/year · Min Score: 700+
Apply Now →
SBI BPCL Card
4.25% value back at BPCL pumps
Fee: ₹499/year · Min Score: 700+
Apply Now →
Axis ACE
1% waiver + 5% on bills
Fee: ₹499/year · Min Score: 700+
Apply Now →
IndusInd Platinum
1% waiver, no cap
Fee: Lifetime Free · Min Score: 700+
Apply Now →
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Before applying for a credit card, check your CIBIL score free. A score of 750+ gets you the best cards and the highest credit limits.

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FAQ

Frequently Asked Questions

Which is the best credit card best credit cards for fuel?
Top picks include HDFC Millennia, SBI BPCL Card, Axis ACE. The right choice depends on your spending pattern and income.
Does applying for a credit card hurt my CIBIL score?
A hard enquiry reduces your score by 5-10 points temporarily. Apply only when you have a strong score and avoid multiple applications at once.
How long does it take to get a credit card?
Digital-first issuers like OneCard and IDFC FIRST approve in 24-48 hours. Traditional banks take 5-10 working days.