For SMEs, MSMEs and self-employed professionals. Compare collateral-free business loans from 14% p.a. across 20+ banks and NBFCs.
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Term loans, working capital loans, equipment financing, MUDRA loans and merchant cash advances are the main types. The right one depends on whether you need funds for expansion, equipment, stock, or day-to-day operations.
Most lenders require your business to be at least 2-3 years old, with annual turnover above ₹10L and a CIBIL score of 700+. Self-employed professionals like doctors and CAs often get better terms.