Which is the best credit card in India 2026?
The best card depends on your spending pattern. HDFC Regalia Gold for travel and shopping, Amazon Pay ICICI for Amazon buyers, Axis ACE for cashback, IDFC Wealth for a free premium card.
What is No Cost EMI on a credit card?
No Cost EMI means you pay the product's MRP in equal monthly instalments with zero interest. The discount is given upfront and you pay just the discounted price split across months.
What is the minimum CIBIL score to get a credit card?
Most banks require 700+. Premium cards like HDFC Regalia require 750+. Some entry-level cards like Kotak 811 are available for 650+ scores.
Can I apply for a credit card online?
Yes. Apply through Paisabazaar — check eligibility, compare offers and apply digitally. Approval in minutes for pre-approved customers.