Pledge your gold jewellery and get instant cash at home. Muthoot Finance offers doorstep gold loan with free insurance and the highest per gram rate.
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Gold loans are secured by your gold jewellery, so lenders don't need to check your income or credit score. This makes them ideal if you have an urgent cash need — especially in Tier 2 and Tier 3 cities. India's gold loan market is now larger than personal loans by volume.
A certified appraiser visits your home, values your gold using XRF technology, and transfers the loan amount directly to your bank account — often within 30 minutes. Your gold is stored securely with free insurance until you repay.
Gold loans are faster, cheaper (lower rates) and don't require a credit score check. Personal loans offer higher amounts and longer tenures. Choose gold loan if you need quick cash and have gold available.