About EasyEMI

Our mission

Buying on EMI has become the default way millions of Indians purchase phones, laptops and appliances. But finding a genuine No Cost EMI deal, understanding which bank offers the best terms, and comparing loan options is harder than it should be. EasyEMI exists to fix that — bringing No Cost EMI deals, personal loans and credit cards into one clean, honest place.

What we do

EasyEMI helps you in three ways. First, we curate No Cost EMI deals on products from leading retailers so you can buy without paying extra interest. Second, we provide free financial calculators — EMI, SIP, FD, loan eligibility and more — to help you plan before you commit. Third, we help you compare loans and credit cards across 20+ banks and connect with the right one.

Why independent matters

EasyEMI is deliberately independent. We are not owned by any bank or lender, and we do not promote one institution over another for commercial reasons. Our comparisons and tools are built to help you find the best option for your own situation — not the one that pays us the most.

Affiliate & earnings disclosure

EasyEMI is a free service for users. To keep it free, we earn revenue in two transparent ways:

• Affiliate commissions. When you click through to a retailer such as Amazon and make a purchase, we may earn a small commission. As an Amazon Associate, EasyEMI earns from qualifying purchases. This comes at no extra cost to you — you pay the same price either way.
• Referral fees. When you choose to apply for a loan or credit card through us and it is approved, the partner bank or NBFC may pay us a referral fee.

These commissions never change the price you pay and never influence our rankings. Product availability, prices and EMI offers shown on EasyEMI are indicative and are always confirmed by the retailer or bank at the time of purchase.

Data & privacy

We take your privacy seriously and operate in line with India's Digital Personal Data Protection (DPDP) Act, 2023. Any details you share are used only to provide the service you requested. We never sell your data, and we only share your information with a lender when you explicitly choose to apply with them.

Get in touch

Questions, feedback or partnership enquiries? Reach us at hello@easyemi.in. We would love to hear from you.